Yes

you do need a jacket based on the weather in St Cloud, MN, USA 1 second ago

Why? Because you're not freezing, but you’ll definitely start complaining if it lasts much longer and it's really really huffing out there!
42°F6°C & Windy

Wind is 19 mph31 km/h from the Northwest, gusting to 39 mph62 km/h
October 22
1am42°F6°C19 mph31 km/h NorthwestWindy
2am42°F5°C19 mph30 km/h NorthwestWindy
3am41°F5°C18 mph29 km/h NorthwestWindy
4am41°F5°C18 mph28 km/h NorthwestWindy
5am41°F5°C16 mph26 km/h NorthwestWindy
6am40°F4°C15 mph25 km/h NorthwestWindy
7am40°F4°C16 mph26 km/h NorthwestWindy
8am39°F4°C16 mph26 km/h NorthwestWindy
9am39°F4°C15 mph25 km/h NorthwestWindy
10am38°F4°C15 mph24 km/h NorthwestMostly Cloudy
11am38°F3°C14 mph22 km/h NorthwestPartly Cloudy
12pm37°F3°C13 mph21 km/h NorthwestPartly Cloudy
DateLowHighWindDayNight
October 2141°F5°C45°F7°C15 mph24 km/h from NorthwestWindyWindy
October 2237°F3°C49°F9°C14 mph22 km/h from NorthwestPartly CloudyMostly Clear
October 2333°F0°C50°F10°C7 mph12 km/h from NorthwestMostly ClearMostly Clear
October 2433°F1°C56°F13°C8 mph13 km/h from SoutheastPartly CloudyPartly Cloudy
October 2542°F6°C59°F15°C11 mph18 km/h from SouthPartly CloudyMostly Cloudy
October 2648°F9°C60°F16°C14 mph23 km/h from SoutheastMostly CloudyCloudy
October 2748°F9°C53°F11°C15 mph23 km/h from SoutheastDrizzleRain

Yes

Low of 37°F3°C, High of 48°F9°C
Wind: 14 mph22 km/h
Precipitation: None

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