Yes

you do need a jacket based on the weather in Noblesville (Cumberland Pointe), Indiana, United States 1 second ago

Why? Because the temperature has dropped below freezing!
6°F-14°C & Clear

Wind is 6 mph9 km/h from the West, gusting to 14 mph22 km/h
January 14
11pm6°F-14°C6 mph9 km/h WestMostly Clear
January 15
12am5°F-15°C5 mph9 km/h WestMostly Clear
1am5°F-15°C4 mph7 km/h NorthwestClear
2am4°F-16°C4 mph6 km/h NorthwestClear
3am3°F-16°C3 mph4 km/h WestMostly Clear
4am3°F-16°C3 mph5 km/h WestMostly Clear
5am2°F-17°C3 mph4 km/h WestClear
6am1°F-17°C3 mph5 km/h WestClear
7am1°F-17°C3 mph5 km/h SouthwestClear
8am1°F-17°C4 mph6 km/h SouthwestClear
9am3°F-16°C4 mph6 km/h SouthwestClear
10am7°F-14°C4 mph7 km/h SouthwestClear
DateLowHighWindDayNight
January 145°F-15°C20°F-7°C8 mph12 km/h from WestMostly CloudyMostly Clear
January 151°F-17°C19°F-7°C6 mph9 km/h from SouthwestClearMostly Cloudy
January 1615°F-9°C33°F1°C12 mph20 km/h from WestCloudyMostly Cloudy
January 1724°F-4°C37°F3°C12 mph19 km/h from SouthPartly CloudyRain
January 1821°F-6°C36°F2°C11 mph17 km/h from NorthwestSnowCloudy
January 194°F-15°C21°F-6°C10 mph16 km/h from NorthwestCloudyPartly Cloudy
January 20-6°F-21°C4°F-15°C12 mph19 km/h from WestMostly ClearMostly Clear

Yes

Low of 1°F-18°C, High of 19°F-7°C
Wind: 6 mph9 km/h
Precipitation: None

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