Yes

you do need a jacket based on the weather in Waterloo, ON, Canada 1 second ago

Why? Because the cold's there, but it's just a reminder, not an invasion and the wind is harsh and biting!
43°F6°C & Clear

Wind is 8 mph13 km/h from the Southwest, gusting to 19 mph31 km/h
December 28
8pm43°F6°C8 mph13 km/h SouthwestPartly Cloudy
9pm42°F6°C8 mph12 km/h SouthwestMostly Cloudy
10pm42°F5°C7 mph12 km/h SouthwestMostly Cloudy
11pm40°F5°C6 mph10 km/h SouthwestMostly Cloudy
December 29
12am39°F4°C5 mph8 km/h SouthwestMostly Cloudy
1am38°F4°C4 mph6 km/h SouthwestMostly Cloudy
2am38°F3°C3 mph5 km/h WestCloudy
3am37°F3°C2 mph4 km/h NorthwestCloudy
4am36°F2°C3 mph4 km/h NortheastCloudy
5am36°F2°C4 mph6 km/h NortheastCloudy
6am37°F3°C4 mph7 km/h EastCloudy
7am38°F3°C6 mph10 km/h EastDrizzle
DateLowHighWindDayNight
December 2835°F2°C51°F10°C8 mph14 km/h from SouthCloudyDrizzle
December 2936°F2°C52°F11°C12 mph20 km/h from EastRainRain
December 3033°F1°C44°F7°C20 mph32 km/h from WestSnowMostly Cloudy
December 3131°F-1°C38°F3°C7 mph11 km/h from NortheastDrizzleSnow
January 127°F-3°C34°F1°C14 mph22 km/h from NorthwestSnowCloudy
January 222°F-6°C29°F-2°C16 mph25 km/h from WestWindyMostly Cloudy
January 319°F-7°C25°F-4°C15 mph24 km/h from WestWindyMostly Cloudy

Yes

Low of 37°F3°C, High of 52°F11°C
Wind: 12 mph20 km/h
Precipitation: 81% rain

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