Yes

you do need a jacket based on the weather in Waterloo, IA, USA 1 second ago

Why? Because it's cold. simple as that!
39°F4°C & Cloudy

Wind is 2 mph4 km/h from the Northwest, gusting to 4 mph6 km/h
November 7
12am39°F4°C3 mph4 km/h NorthwestPartly Cloudy
1am38°F3°C2 mph4 km/h NorthwestPartly Cloudy
2am38°F3°C3 mph4 km/h NorthwestMostly Cloudy
3am37°F3°C3 mph5 km/h NorthwestMostly Cloudy
4am36°F2°C3 mph5 km/h NorthwestPartly Cloudy
5am35°F2°C3 mph5 km/h NorthwestPartly Cloudy
6am35°F2°C3 mph4 km/h NorthwestPartly Cloudy
7am35°F2°C2 mph3 km/h WestPartly Cloudy
8am35°F2°C2 mph3 km/h WestMostly Cloudy
9am38°F3°C2 mph4 km/h WestPartly Cloudy
10am42°F5°C3 mph5 km/h WestPartly Cloudy
11am47°F8°C5 mph7 km/h WestPartly Cloudy
DateLowHighWindDayNight
November 638°F3°C48°F9°C4 mph6 km/h from NorthMostly CloudyPartly Cloudy
November 735°F2°C57°F14°C6 mph9 km/h from WestMostly ClearMostly Clear
November 837°F3°C58°F14°C4 mph6 km/h from NorthwestPartly CloudyMostly Cloudy
November 941°F5°C53°F12°C12 mph20 km/h from SoutheastDrizzleCloudy
November 1046°F8°C54°F12°C12 mph19 km/h from WestMostly CloudyMostly Cloudy
November 1142°F6°C56°F13°C8 mph13 km/h from WestPartly CloudyMostly Clear
November 1239°F4°C56°F13°C14 mph22 km/h from SoutheastPartly CloudyDrizzle

Yes

Low of 35°F2°C, High of 57°F14°C
Wind: 6 mph9 km/h
Precipitation: None

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