Yes

you do need a jacket based on the weather in Panama City, FL, USA 45 seconds ago

Why? Because it's cool. Pleasantly cool, but cool!
52°F11°C & Clear

Wind is 5 mph8 km/h from the Northeast, gusting to 9 mph14 km/h
November 4
7am52°F11°C5 mph8 km/h NortheastClear
8am51°F11°C6 mph10 km/h NortheastClear
9am51°F10°C7 mph11 km/h NortheastClear
10am50°F10°C8 mph13 km/h NorthClear
11am50°F10°C8 mph12 km/h NortheastClear
12pm50°F10°C8 mph13 km/h NortheastClear
1pm52°F11°C8 mph14 km/h NortheastClear
2pm57°F14°C9 mph15 km/h NortheastClear
3pm61°F16°C9 mph14 km/h NortheastClear
4pm65°F19°C8 mph12 km/h NortheastClear
5pm69°F21°C6 mph10 km/h EastClear
6pm71°F22°C5 mph7 km/h EastClear
DateLowHighWindDayNight
November 450°F10°C74°F23°C5 mph8 km/h from NortheastClearClear
November 556°F13°C76°F25°C6 mph10 km/h from SouthMostly ClearMostly Clear
November 660°F16°C77°F25°C6 mph9 km/h from SoutheastMostly ClearMostly Clear
November 762°F17°C77°F25°C9 mph14 km/h from SouthMostly ClearRain
November 871°F22°C78°F25°C7 mph11 km/h from SouthwestRainMostly Clear
November 960°F15°C77°F25°C10 mph16 km/h from WestThunderstormsMostly Clear
November 1042°F6°C60°F15°C17 mph27 km/h from NorthWindyMostly Clear

Yes

Low of 56°F14°C, High of 76°F25°C
Wind: 6 mph10 km/h
Precipitation: None

Support This Page