Yes

you do need a jacket based on the weather in Kettering, OH, USA 1 second ago

Why? Because it's snowing and the temperature has dropped below freezing!
25°F-4°C & Snow

Wind is 6 mph10 km/h from the East, gusting to 12 mph19 km/h
January 5
6pm25°F-4°C7 mph12 km/h EastSnow
7pm24°F-4°C9 mph14 km/h EastSnow
8pm23°F-5°C9 mph15 km/h EastHeavy Snow
9pm23°F-5°C11 mph17 km/h EastSnow
10pm23°F-5°C11 mph18 km/h EastHeavy Snow
11pm23°F-5°C13 mph20 km/h EastSnow
January 6
12am23°F-5°C12 mph20 km/h NortheastSnow
1am23°F-5°C12 mph20 km/h NortheastSnow
2am22°F-5°C13 mph21 km/h NortheastHeavy Snow
3am22°F-6°C14 mph23 km/h NortheastSnow
4am21°F-6°C15 mph25 km/h NortheastSnow
5am21°F-6°C17 mph27 km/h NortheastSnow
DateLowHighWindDayNight
January 516°F-9°C26°F-3°C3 mph5 km/h from EastHeavy SnowHeavy Snow
January 618°F-8°C29°F-2°C14 mph23 km/h from NorthSnowPartly Cloudy
January 79°F-13°C27°F-3°C6 mph10 km/h from NorthwestMostly CloudyMostly Cloudy
January 812°F-11°C25°F-4°C7 mph11 km/h from WestCloudyMostly Cloudy
January 96°F-15°C25°F-4°C5 mph7 km/h from WestMostly ClearPartly Cloudy
January 104°F-16°C26°F-3°C6 mph9 km/h from SouthMostly CloudySnow
January 1116°F-9°C28°F-2°C7 mph12 km/h from WestCloudyCloudy

Yes

Low of 19°F-8°C, High of 28°F-2°C
Wind: 14 mph23 km/h
Precipitation: 64% snow

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